{"id":244815,"date":"2022-08-04T11:35:39","date_gmt":"2022-08-04T09:35:39","guid":{"rendered":"https:\/\/sherpas.com\/blog\/?p=244815"},"modified":"2023-09-12T13:55:06","modified_gmt":"2023-09-12T11:55:06","slug":"assurance-pour-etudiant","status":"publish","type":"post","link":"https:\/\/sherpas.com\/blog\/assurance-pour-etudiant\/","title":{"rendered":"Tout ce que tu dois savoir sur l\u2019assurance pour \u00e9tudiant \ud83e\udd1d"},"content":{"rendered":"\n<p>Ah, la vie d\u2019adulte : <strong>payer son loyer, sa facture d\u2019\u00e9lectricit\u00e9, d\u00e9gotter une mutuelle ou encore une assurance habitation ! <\/strong>Il faut le dire, trouver la meilleure assurance pour \u00e9tudiant, c\u2019est un peu comme chercher une aiguille dans une botte de foin (peut-\u00eatre m\u00eame pire).&nbsp;<\/p>\n\n\n\n<p>C\u2019\u00e9tait sans compter sur nos investigations ! <strong>Comment concilier budget serr\u00e9 et couverture optimale ?<\/strong> On te d\u00e9voile tous nos secrets\u2026&nbsp;<\/p>\n\n\n<section class=\"read-also\">\n    <p class=\"read-also__title\">\u00c0 lire aussi<\/p>\n            <div class=\"read-also__list\">\n            <p>\u2705 <a href=\"https:\/\/sherpas.com\/blog\/que-faire-avant-la-rentree-scolaire\/\"  rel=\"noopener\">Checklist administrative de l&rsquo;\u00e9tudiant<\/a> pour une ann\u00e9e sereine<\/p>\n\n        <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Qu\u2019est-ce qu\u2019une assurance pour \u00e9tudiant ? \ud83d\udcb0<\/h2>\n\n\n\n<p>Il existe un tas d\u2019assurances pour \u00e9tudiant, et ce dans plusieurs aspects de ta vie. Pour mieux comprendre en quoi cela consiste, on te pr\u00e9sente<strong> les diff\u00e9rentes assurances dont tu peux avoir besoin. \ud83d\udc47<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance habitation pour \u00e9tudiant \ud83c\udfe0<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p>Si tu es locataire d\u2019un appartement (m\u00eame microscopique),<strong> tu dois payer une assurance habitation.<\/strong> Elle est totalement obligatoire \u00e0 la signature de ton bail et pour ton entr\u00e9e dans les lieux.&nbsp;<\/p>\n\n\n\n<p>L\u2019assurance habitation est utile en cas de p\u00e9pin du quotidien : d\u00e9g\u00e2ts des eaux, incendies, cambriolage\u2026&nbsp;<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/damps49KVkFkCWn8cC\/giphy.gif\" alt=\"\" \/><\/figure><\/div><\/div>\n<\/div>\n\n\n\n<p>Elle est calcul\u00e9e en fonction de <strong>la valeur des biens pr\u00e9sents dans l\u2019habitation,<\/strong> de la superficie et de la g\u00e9ographie. L\u2019estimation des biens se fait en partenariat entre l\u2019assureur et l\u2019assur\u00e9 (toi).&nbsp;<\/p>\n\n\n\n<p>En g\u00e9n\u00e9ral, l\u2019assurance habitation comprend \u00e9galement la <strong>garantie responsabilit\u00e9 civile.&nbsp;<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance responsabilit\u00e9 civile \u2696\ufe0f<\/h3>\n\n\n\n<p>Elle couvre <strong>les dommages et sinistres caus\u00e9s \u00e0 un tiers <\/strong>(corporels, mat\u00e9riels ou immat\u00e9riels). Elle est parfois demand\u00e9e lors de l\u2019inscription dans une \u00e9cole ou encore au travail.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udca1 Certaines autres assurances poss\u00e8dent par ailleurs<strong> la garantie responsabilit\u00e9 civile<\/strong>. Renseigne-toi au pr\u00e9alable, ce serait b\u00eate de cumuler les garanties pour rien !&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">La mutuelle sant\u00e9 \ud83e\ude7a<\/h3>\n\n\n\n<p>La mutuelle<strong> couvre une partie ou tous les soins m\u00e9dicaux <\/strong>qui ne sont pas pris en charge par la s\u00e9curit\u00e9 sociale.&nbsp;<\/p>\n\n\n\n<p>Un <strong>rendez-vous chez l\u2019ophtalmo, chez le dentiste, une consultation chez le m\u00e9decin, un s\u00e9jour \u00e0 l\u2019h\u00f4pital\u2026&nbsp;<\/strong><\/p>\n\n\n\n<p>Le prix mensuel des mutuelles varie en fonction <strong>des garanties incluses et du forfait<\/strong> que tu choisis. Si tu portes des lunettes ou des lentilles, tu auras besoin du forfait ophtalmologique en l\u2019occurrence.&nbsp;<\/p>\n\n\n<section class=\"read-also\">\n    <p class=\"read-also__title\">\u00c0 lire aussi<\/p>\n            <div class=\"read-also__list\">\n            <p>\u2705 Comment<a href=\"https:\/\/sherpas.com\/blog\/comment-gerer-sa-sante\/\"> g\u00e9rer ta sant\u00e9<\/a> ? \ud83d\udc48<\/p>\n\n        <\/div>\n    <\/section>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance voiture \ud83d\ude97<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/p6zElcl27INBS\/giphy.gif\" alt=\"\" \/><\/figure><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p>Eh toi, petit pilote, tu as s\u00fbrement besoin d\u2019<strong>une assurance automobile.<\/strong> Tu le sais d\u00e9j\u00e0, c\u2019est s\u00fbrement celle qui co\u00fbte le plus cher chaque mois, surtout si tu es jeune conducteur.&nbsp;<\/p>\n<\/div>\n<\/div>\n\n\n\n<p>Elle est<strong> absolument obligatoire pour rouler, comme le permis et les papiers du v\u00e9hicule.<\/strong> En g\u00e9n\u00e9ral, le prix avoisine les 100 euros\/ mois. Mais elle est essentielle en cas d\u2019accident&nbsp;!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Les crit\u00e8res \u00e0 prendre en compte avant la souscription \ud83e\udd14<\/h2>\n\n\n\n<p>Maintenant que tu connais les garanties dont tu as besoin, il est temps de te donner des conseils. \u2728 La premi\u00e8re question, c\u2019est bien : <strong>quels sont les crit\u00e8res \u00e0 prendre en compte ?<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance habitation pour \u00e9tudiant \ud83c\udfe0<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\ud83d\udccc<\/strong> Les crit\u00e8res&nbsp;<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>La <strong>superficie de ton habitation, la g\u00e9ographie, etc.&nbsp;<\/strong><\/li>\n\n\n\n<li>Ton <strong>mat\u00e9riel :<\/strong> appareils \u00e9lectrom\u00e9nagers, literies, appareils \u00e9lectroniques, instruments de musique, meubles co\u00fbteux\u2026&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Au moment de souscrire \u00e0 une assurance habitation,<strong> il est important d\u2019estimer les biens que tu poss\u00e8des. <\/strong>Plus tu poss\u00e8des d&rsquo;objets de valeurs, plus l\u2019assurance est on\u00e9reuse chaque mois. Il est imp\u00e9ratif de bien <strong>lire les garanties comprises dans ton contrat. <\/strong>Ce serait b\u00eate de payer pour des choses que tu n\u2019as pas, n\u2019est-ce pas ?&nbsp;<\/p>\n\n\n\n<p>Il arrive que l\u2019on te propose des formules. <strong>Attention \u00e0 bien v\u00e9rifier la pertinence de chaque mention de ton contrat.&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>L\u2019<strong>assurance responsabilit\u00e9 civile&nbsp;<\/strong><\/li>\n<\/ul>\n\n\n\n<p>Comme \u00e9nonc\u00e9 plus haut, elle est parfois (souvent) incluse dans l\u2019assurance habitation. Auquel cas, v\u00e9rifie \u00e9galement<strong> les mentions de la garantie.<\/strong> Si cela est suffisant, rien ne sert de souscrire une \u00e9ni\u00e8me assurance alors que tu peux tout regrouper.&nbsp;<\/p>\n\n\n\n<p><strong>\ud83d\udcb2 Le prix : <\/strong>environ 10 euros pour un appartement \u00e9tudiant&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance responsabilit\u00e9 civile \u2696\ufe0f<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccc Les crit\u00e8res&nbsp;<\/h4>\n\n\n\n<p>Il existe deux types d\u2019assurance responsabilit\u00e9 civile :<strong> priv\u00e9e et professionnelle.<\/strong> Dans ton cas, il s\u2019agit du premier type. Les garanties couvrent les situations suivantes \ud83d\udc47<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si tu<strong> blesses quelqu\u2019un involontairement&nbsp;<\/strong><\/li>\n\n\n\n<li>Si tu<strong> casses le mat\u00e9riel de quelqu\u2019un <\/strong>(des lunettes, par exemple)<\/li>\n\n\n\n<li>Si ton <strong>animal de compagnie <\/strong>a caus\u00e9 des d\u00e9g\u00e2ts&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Casser son propre mat\u00e9riel&nbsp;<\/p>\n\n\n\n<p>\ud83d\udca1 Comme on te l\u2019a dit, elle est <strong>souvent incluse au sein de l\u2019assurance habitation.<\/strong> Si tu vis toujours chez tes parents, ils ont d\u00fb prendre une assurance responsabilit\u00e9 civile qui englobe tous les habitants de la maison, dont toi.&nbsp;<\/p>\n\n\n\n<p><strong>\ud83d\udcb2 Le prix : <\/strong>si elle est incluse dans une autre assurance, c\u2019est 0 euro. Sinon entre 5 et 10 euros par mois.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">La mutuelle sant\u00e9 \ud83e\ude7a<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p>Il s\u2019agit <strong>d\u2019une couverture indispensable<\/strong> que beaucoup d\u2019\u00e9tudiants n\u00e9gligent par faute de moyen. Pourtant, d\u00e8s qu\u2019il t\u2019arrive un p\u00e9pin de sant\u00e9, crois-nous, \u00e7a soulage l\u2019esprit de savoir que tu n\u2019as pas \u00e0 r\u00e9gler des frais m\u00e9dicaux importants.&nbsp; <\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/hrcYhsqSfzBmwaay8H\/giphy.gif\" alt=\"\" \/><\/figure><\/div><\/div>\n<\/div>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccc Les crit\u00e8res&nbsp;<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Le prix d\u2019une mutuelle par mois<strong> d\u00e9pend de l\u2019\u00e2ge du souscripteur. <\/strong>En gros, plus tu es \u00e2g\u00e9, plus tu risques d\u2019avoir des probl\u00e8mes de sant\u00e9, plus l\u2019assurance est on\u00e9reuse. Le plus souvent, tu peux donc souscrire \u00e0 des tarifs jeunes autour d\u2019une vingtaine d\u2019euros par mois.&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Choisis un forfait renforc\u00e9 dans les secteurs dont tu as besoin<\/strong>. Comme \u00e9nonc\u00e9 plus haut, quelqu\u2019un qui n\u2019a aucun probl\u00e8me de vue n\u2019a pas besoin d\u2019un forfait renforc\u00e9 en ophtalmologie. En revanche, si tu portes des lunettes, il est important de souscrire un bon forfait qui permet de couvrir les frais : renouvellement des lunettes, paiement des consultations ophtalmologiques, frais de lentilles\u2026&nbsp;<\/li>\n\n\n\n<li>Les mutuelles proposent diff\u00e9rents forfaits : <strong>des packs de base<\/strong> pour la couverture uniquement des frais d\u2019hospitalisation et <strong>des forfaits plus complexes avec notamment la prise en charge totale des frais dentaires et ophtalmologiques, <\/strong>voire des couvertures optimales \u00e0 l\u2019\u00e9tranger.&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 Il est imp\u00e9ratif de choisir un forfait en fonction de tes besoins.&nbsp;<\/p>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>\ud83d\udca1 M\u00e9decines douces<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>Certaines mutuelles proposent<strong> quelques s\u00e9ances de m\u00e9decines douces ou de psychologie<\/strong> par an !<\/p>\n\n        <\/div>\n              <\/section>\n\n\n\n<p><strong>\ud83d\udcb2 Le prix : <\/strong>de 4 euros \u00e0 40 euros par mois pour un \u00e9tudiant en fonction des forfaits et de l\u2019assureur&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">L\u2019assurance voiture \ud83d\ude97<\/h3>\n\n\n\n<h4 class=\"wp-block-heading\">\ud83d\udccc Les crit\u00e8res&nbsp;<\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Si <strong>tu es jeune conducteur<\/strong>, l\u2019assurance voiture co\u00fbte plus cher qu\u2019un conducteur aguerri<\/li>\n\n\n\n<li>Le prix varie en fonction du mod\u00e8le de ta voiture (plus une voiture est puissante, plus l\u2019assurance co\u00fbte cher)&nbsp;<\/li>\n\n\n\n<li>Plusieurs possibilit\u00e9s : <strong>assurance tous risques<\/strong> (quoi qu\u2019il arrive tu es assur\u00e9 et rembours\u00e9) ou <strong>assurance au tiers<\/strong> (tu es rembours\u00e9 seulement si l\u2019accident n\u2019est pas de ton fait)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udca1 Si tu prends une assurance au tiers, v\u00e9rifie que les \u00e9l\u00e9ments suivants soient bien inclus : les bris de glace, incendies et vols.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Plusieurs statuts : <strong>assurance loisir ou assurance travail<\/strong> (si ta voiture est ton moyen de locomotion pour travailler)&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udc49 Attention,<strong> 1 contrat = 1 personne assur\u00e9&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>\ud83d\udcb2 Le prix : <\/strong>en moyenne 100 euros par mois pour un jeune conducteur.<\/p>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>\ud83d\udcb3 L\u2019assurance carte bancaire<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>En g\u00e9n\u00e9ral, d\u2019autres aspects de ta vie sont assur\u00e9s et c\u2019est bon \u00e0 savoir :<\/p>\n<p><!-- \/wp:paragraph --> <!-- wp:list --><\/p>\n<ul>\n<li>Responsabilit\u00e9 civile<\/li>\n<li>Bagages \/ voyage<\/li>\n<li>Protection juridique<\/li>\n<li>Assurance papiers d\u2019identit\u00e9<\/li>\n<\/ul>\n\n        <\/div>\n              <\/section>\n\n\n<section class=\"push \">\n        <div >\n            \n                                                <div class=\"push__container  qcd\" data-target=\"_self\" data-qcd=\"aHR0cHM6Ly9zaGVycGFzLmNvbS8=\" data-banner=\"2\" data-name=\"Cours part&amp;rsquo; global #1 = CPG1\" style=\"background-color: #F3FBF7\" >\n                                                                        <div class=\"push__teachers\">\n    <div class=\"d-flex justify-content-center d-md-none\">\n        <img decoding=\"async\" class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\" alt=\"Logo Sherpas\">\n    <\/div>\n    <div class=\"swiper\">\n        <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Bastien2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Bastien<\/p>                          <p class=\"push__teachers-school\">Polytechnique<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">26\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Emma2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Emma<\/p>                          <p class=\"push__teachers-school\">Dauphine<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">15\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Fabien2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Fabien<\/p>                          <p class=\"push__teachers-school\">T\u00e9l\u00e9com Paris<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">20\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Noemie2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">No\u00e9mie<\/p>                          <p class=\"push__teachers-school\">M2 en droit \u00e0 Assas<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">19\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Thibault2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Thibault<\/p>                          <p class=\"push__teachers-school\">ENS Paris Ulm<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">20\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/David2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">David<\/p>                          <p class=\"push__teachers-school\">EDHEC<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">25\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Olivier2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Olivier<\/p>                          <p class=\"push__teachers-school\">La Sorbonne<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">13\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Jade2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Jade<\/p>                          <p class=\"push__teachers-school\">Sciences Po Paris<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">21\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n                                                    <div class=\"push__content\">\n                                                            <div  class=\"d-none d-md-block\" >\n                                    <img decoding=\"async\" class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\"\n                                        alt=\"Logo Sherpas\">\n                                <\/div>\n                                                                                        <div class=\"push__title\"><p>Ton premier cours particulier est offert ! <span role=\"img\" aria-label=\"\ud83c\udf81\">\ud83c\udf81<\/span><!-- notionvc: 91b6b7d7-50f2-46f4-ae1f-ecbabe834aad --><\/p>\n<\/div>\n                                                                                        <div class=\"push__text\"><p>Nos profs sont pass\u00e9s par les meilleures \u00e9coles et universit\u00e9s.<!-- notionvc: 21bb66b6-b36d-4ce8-8950-173722d75a1e --><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n                                                        <div class=\"push__promo-button   \">\n                                                                                                    <div\n                                        class=\"btn btn-primary\"\n                                        style=\"color: #ffffff; border-color: ; background-color: \"\n\n                                    >\n                                        J&rsquo;EN PROFITE MAINTENANT !\n                                    <\/div>\n                                                            <\/div>\n                                                    <\/div>\n                                    <\/div>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">C\u2019est quoi les bons plans pour une assurance pour \u00e9tudiant ?&nbsp; \u2705<\/h2>\n\n\n\n<p>Passons \u00e0 la partie la plus croustillante : <strong>les bons plans<\/strong>, les tips, les conseils pour \u00eatre assur\u00e9 sans faire un \u00e9norme trou \u00e0 ton porte-monnaie.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Solution 1 : la banque \ud83c\udfe6<\/h3>\n\n\n\n<p>Tu as certainement <strong>un compte en banque et une carte bancaire. <\/strong>En g\u00e9n\u00e9ral, tu peux donc faire une pierre deux coups (co\u00fbt) en regroupant les garanties suivantes :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>habitation&nbsp;<\/strong><\/li>\n\n\n\n<li><strong>responsabilit\u00e9 civile<\/strong> (RC)<\/li>\n\n\n\n<li><strong>voiture<\/strong> (pas tout le temps)&nbsp;<\/li>\n<\/ul>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>\ud83c\udf93 La mutuelle au travail<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>Si tu es en alternance, tu peux b\u00e9n\u00e9ficier de<strong> la mutuelle de sant\u00e9 de ton travail.<\/strong> En g\u00e9n\u00e9ral, tu ne la paies pas (ou peu) !<\/p>\n\n        <\/div>\n              <\/section>\n\n\n\n<h3 class=\"wp-block-heading\">Solution 2 : les assureurs \ud83e\udd1d<\/h3>\n\n\n\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-4 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\"><div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large\"><img decoding=\"async\" src=\"https:\/\/media.giphy.com\/media\/giEftvZuPAiZQBphEI\/giphy.gif\" alt=\"\" \/><\/figure><\/div><\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\">\n<p>La deuxi\u00e8me option,<strong> contracter diff\u00e9rents contrats d\u2019assurance aupr\u00e8s des assureurs<\/strong>. Voici quelques assurances sp\u00e9ciales pour les \u00e9tudiants qui regroupent de nombreux services dont tu peux avoir besoin !<\/p>\n<\/div>\n<\/div>\n\n\n\n<p><strong>\ud83d\udccc <\/strong><a href=\"https:\/\/www.lmde.fr\/?msclkid=257415984b1b1de59bb07771095f9b62\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>La LMDE<\/strong><\/a> propose des mutuelles de sant\u00e9 de<strong> 5 \u00e0 36 euros<\/strong> par mois et possibilit\u00e9 d\u2019assurances diverses comme la RC.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udc49 Cette mutuelle est la premi\u00e8re \u00e0 prendre en charge les protections hygi\u00e9niques.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udccc<strong> <a href=\"https:\/\/heyme.care\/fr\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">HEYME<\/a> <\/strong>propose des mutuelles de sant\u00e9 de<strong> 10 \u00e0 47 euros<\/strong> par mois et possibilit\u00e9 d\u2019assurances diverses sur devis comme :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>habitation&nbsp;<\/li>\n\n\n\n<li><a href=\"https:\/\/sherpas.com\/blog\/sport-hiver\/\">sport d\u2019hiver<\/a>&nbsp;<\/li>\n\n\n\n<li>voiture, moto, scooter, trottinette<\/li>\n\n\n\n<li>RC<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc<strong> <\/strong><a href=\"https:\/\/www.smeno.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"><strong>SMENO<\/strong><\/a> propose des mutuelles de sant\u00e9 de<strong> 12 \u00e0 50 euros<\/strong> par mois et possibilit\u00e9 d\u2019assurances diverses sur devis comme :&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>assurance auto, moto, scooter, trottinette&nbsp;<\/li>\n\n\n\n<li>habitation<\/li>\n\n\n\n<li>RC<\/li>\n\n\n\n<li>sport d\u2019hiver&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>\ud83d\udccc <strong><a href=\"https:\/\/smerra.fr\/4-assurances\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">SMERRA<\/a><\/strong> propose des mutuelles de sant\u00e9 de <strong>5 \u00e0 35 euros<\/strong> par mois et possibilit\u00e9 d\u2019assurances diverses comme l\u2019assurance habitation.&nbsp;<\/p>\n\n\n\n<p>\ud83d\udccc<a href=\"https:\/\/www.complementaire-sante-solidaire.gouv.fr\/complementairesantesolidaire.php\" target=\"_blank\" rel=\"noreferrer noopener nofollow\"> <strong>La mutuelle sant\u00e9 solidaire<\/strong><\/a> propose une compl\u00e9mentaire sant\u00e9 \u00e0 partir de <strong>9 euros <\/strong>par mois <\/p>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>\ud83c\udf0d Les assurances pour l\u2019\u00e9tranger<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>Si tu pars \u00e0 l\u2019\u00e9tranger, en vacances ou pendant une p\u00e9riode assez longue, tu dois \u00eatre assur\u00e9e. En g\u00e9n\u00e9ral, il suffit juste d\u2019ajouter des options !<\/p>\n\n        <\/div>\n              <\/section>\n\n\n\n<p><br>Dernier conseil pour la route,<strong> fais d\u2019abord une liste de ce dont tu as besoin <\/strong>et r\u00e9alise des devis en ligne ou directement aupr\u00e8s des \u00e9tablissements d\u2019assurance pour comparer les prix.&nbsp;Ne te fais pas arnaquer avec des options qui ne servent \u00e0 rien ! \u00c0 tr\u00e8s bient\u00f4t. \ud83c\udf1e<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;244815&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;4&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;readonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Tu as aim\u00e9 cet article ?&quot;,&quot;legend&quot;:&quot;5\\\/5 - (4 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Tout ce que tu dois savoir sur l\u2019assurance pour \u00e9tudiant \ud83e\udd1d&quot;,&quot;width&quot;:&quot;142.5&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 142.5px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (4 votes)    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ah, la vie d\u2019adulte : payer son loyer, sa facture d\u2019\u00e9lectricit\u00e9, d\u00e9gotter une mutuelle ou encore une assurance (&#8230;)<\/p>\n","protected":false},"author":280,"featured_media":244835,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"category":[127,506,122],"tag":[510],"class_list":["post-244815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget-etudiant","category-devenir-independant","category-lifestyle","tag-bon-plan"],"acf":[],"_links":{"self":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts\/244815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/users\/280"}],"replies":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/comments?post=244815"}],"version-history":[{"count":0,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts\/244815\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/media\/244835"}],"wp:attachment":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/media?parent=244815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/category?post=244815"},{"taxonomy":"tag","embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/tag?post=244815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}