{"id":214337,"date":"2022-02-10T12:25:10","date_gmt":"2022-02-10T11:25:10","guid":{"rendered":"https:\/\/sherpas.com\/blog\/?p=214337"},"modified":"2024-12-16T07:36:02","modified_gmt":"2024-12-16T06:36:02","slug":"meilleure-banque-pour-etudiant","status":"publish","type":"post","link":"https:\/\/sherpas.com\/blog\/meilleure-banque-pour-etudiant\/","title":{"rendered":"Quelle banque choisir quand on est \u00e9tudiant ? \ud83d\udcb8"},"content":{"rendered":"\n<p><strong>\u00c7a y est, tu es \u00e9tudiant ! <\/strong>Commence pour toi la vie universitaire, les soir\u00e9es, l\u2019ind\u00e9pendance\u2026 Mais aussi la gestion de ton argent ! Comment g\u00e9rer les sorties, les courses, les petits plaisirs et les impr\u00e9vus ? <strong>Qui peut t\u2019accompagner <\/strong>aussi bien dans tes folies que dans tes \u00e9pargnes ? <strong>Quelle est la meilleure banque pour \u00e9tudiant et comment la trouver ? <\/strong>On en d\u00e9couvre quelques-unes ensemble.&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img src=\"https:\/\/media.giphy.com\/media\/3o6Ztm0VpFKWc5YSUE\/giphy.gif\" alt=\"\"\/><figcaption>Et je rentre \u00e0 ma maison.<\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Hello bank et l\u2019offre Hello one <\/h2>\n\n\n\n<p>On commence avec <strong>hello bank, une banque 100 % en ligne <\/strong>! \u00catre client chez <strong>hello bank,<\/strong> \u00e7a dit quoi en termes de co\u00fbts, d\u2019offres, de taux d\u2019int\u00e9r\u00eats, de livret jeune ?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Les avantages de Hello Bank ! <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Gratuit\u00e9 de la carte Mastercard<\/li><li>Application tr\u00e8s fluide<\/li><li>Livret d\u2019\u00e9pargne<\/li><li>Pas de frais de tenue de compte, de virements, de retraits\u2026 Une bonne fa\u00e7on d\u2019\u00e9conomiser quelques euros<\/li><li>D\u00e9p\u00f4t de ch\u00e8que en agence (rare pour une banque en ligne) puisque la banque est rattach\u00e9 \u00e0 une agence bancaire<\/li><li>80 euros en offre de bienvenue<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Les inconv\u00e9nients de Hello Bank ! <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Pas de conseiller d\u00e9di\u00e9 pour vous aider dans la gestion de vos revenus<\/li><li>Frais bancaires \u00e0 l\u2019\u00e9tranger<\/li><li>Absence de ch\u00e9quier<\/li><li>Pas de d\u00e9couvert autoris\u00e9<\/li><li>Pas d\u2019assurance<\/li><\/ul>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>Bon \u00e0 savoir \ud83d\udca1<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>Si tu choisis cette banque, tu auras une autorisation de plafond de paiement de 1000\u20ac sous 30 jours et une autorisation de plafond de retrait de 400\u20ac sous 7 jours.<\/p>\n\n        <\/div>\n              <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Orange bank <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Pas de condition de revenus, d\u2019\u00e2ge ou d\u2019\u00e9pargne<\/li><li>80 euros en offre de bienvenue<\/li><li>40 euros en plus pour les clients sur mobile ou internet orange<\/li><li>Carte de cr\u00e9dit Visa et tenue du compte gratuites<\/li><li>Retraits gratuits et illimit\u00e9s<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv\u00e9nients <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Un client qui ne fait pas 3 transactions ou retraits par mois avec sa carte ou son mobile est factur\u00e9 de 5 euros par mois<\/li><li>Pour les paiements ou retraits \u00e0 l\u2019\u00e9tranger hors zone euro : commission de 2%<\/li><li>Demander \u00e0 \u00eatre assist\u00e9 par un conseiller pour faire un virement co\u00fbte 5\u20ac<\/li><li>En cas de d\u00e9passement de d\u00e9couvert, l\u2019envoi de la lettre est de 15 \u20ac<\/li><li>Pas de conseiller d\u00e9di\u00e9 au client<\/li><\/ul>\n\n\n\n<p><strong>\ud83d\udc49 En r\u00e9sum\u00e9 : <\/strong>en tant que client dans cette banque, attends-toi \u00e0 pas mal de frais cach\u00e9s ! \ud83e\udd72<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Boursorama welcome \ud83d\udc4b<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>80 \u00e0 120 euros en offre de bienvenue gr\u00e2ce au syst\u00e8me de parrainage, qui consiste \u00e0 conseiller le site \u00e0 des amis. S\u2019ils ouvrent un compte dans la banque et entrent ton code de parrainage, tu pourras b\u00e9n\u00e9ficier d\u2019un bonus.<\/li><li>Service client disponible \u00e0 la fois par t\u00e9l\u00e9phone, mail, application ou compte client<\/li><li>Accessible sans conditions de revenus<\/li><li>Ch\u00e9quier disponible<\/li><li>Frais de tenue de compte gratuit<\/li><li>Paiements en France et en zone euro gratuits<\/li><li>Application intuitive<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv\u00e9nients <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Frais de 5 euros si le client n\u2019utilise pas sa carte au moins une fois dans le mois<\/li><li>Pas de pr\u00eat \u00e9tudiant ni de livret jeune<\/li><li>Un seul retrait \u00e0 l\u2019\u00e9tranger puis 1,69% de commission<\/li><li>Pas de d\u00e9p\u00f4t d\u2019esp\u00e8ces<\/li><li>Autorisation syst\u00e9matique (concerne les cartes Maestro Mastercard et Visa Electron)<\/li><\/ul>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>Point def&#8217; \ud83d\udca1<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p><strong>Une autorisation syst\u00e9matique, c\u2019est quoi ? <\/strong>C\u2019est une carte qui demande l\u2019accord avant chaque transaction souvent pour pr\u00e9server un client fragile ou jeune, afin de prot\u00e9ger ses revenus.<\/p>\n\n        <\/div>\n              <\/section>\n\n\n<section class=\"push \">\n        <div >\n            \n                                                <div class=\"push__container  qcd\" data-target=\"_self\" data-qcd=\"aHR0cHM6Ly9zaGVycGFzLmNvbS9wcm9mZXNzZXVycz9zaWdudXA9dHJ1ZQ==\" data-banner=\"2\" data-name=\"Cours part&amp;#8217; global #1 = CPG1\" style=\"background-color: #F3FBF7\" >\n                                                                        <div class=\"push__teachers\">\n    <div class=\"d-flex justify-content-center d-md-none\">\n        <img class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\" alt=\"Logo Sherpas\">\n    <\/div>\n    <div class=\"swiper\">\n        <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Jeanne2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Jeanne<\/p>                          <p class=\"push__teachers-school\">Aix-Marseille Universit\u00e9<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">17\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Alma2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Alma<\/p>                          <p class=\"push__teachers-school\">ENS Paris-Saclay<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">24\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Fabien2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Fabien<\/p>                          <p class=\"push__teachers-school\">T\u00e9l\u00e9com Paris<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">20\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Jade2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Jade<\/p>                          <p class=\"push__teachers-school\">Sciences Po Paris<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">21\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Nicolas2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Nicolas<\/p>                          <p class=\"push__teachers-school\">CentraleSup\u00e9lec<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">17\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Margot2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Margot<\/p>                          <p class=\"push__teachers-school\">Arts et M\u00e9tiers ParisTech<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">22\u20ac\/h\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Noemie2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">No\u00e9mie<\/p>                          <p class=\"push__teachers-school\">M2 en droit \u00e0 Assas<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">19\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Victor2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Victor<\/p>                          <p class=\"push__teachers-school\">ESCP<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">25\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n                                                    <div class=\"push__content\">\n                                                            <div  class=\"d-none d-md-block\" >\n                                    <img class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\"\n                                        alt=\"Logo Sherpas\">\n                                <\/div>\n                                                                                        <div class=\"push__title\"><p>Ton premier cours particulier est offert ! <span role=\"img\" aria-label=\"\ud83c\udf81\">\ud83c\udf81<\/span><!-- notionvc: 91b6b7d7-50f2-46f4-ae1f-ecbabe834aad --><\/p>\n<\/div>\n                                                                                        <div class=\"push__text\"><p>Nos profs sont pass\u00e9s par les meilleures \u00e9coles et universit\u00e9s.<!-- notionvc: 21bb66b6-b36d-4ce8-8950-173722d75a1e --><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n                                                        <div class=\"push__promo-button   \">\n                                                                                                    <div\n                                        class=\"btn btn-primary\"\n                                        style=\"color: #ffffff; border-color: ; background-color: \"\n\n                                    >\n                                        J&#8217;EN PROFITE MAINTENANT !\n                                    <\/div>\n                                                            <\/div>\n                                                    <\/div>\n                                    <\/div>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Fortuneo bank <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Carte Mastercard gratuite sans conditions de revenus<\/li><li>Ch\u00e9quier<\/li><li>Paiements et retraits gratuits en France et \u00e0 l\u2019\u00e9tranger<\/li><li>Application compl\u00e8te et intuitive<\/li><li>30 euros offerts en offre de bienvenue<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv\u00e9nients <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Pas de d\u00e9p\u00f4t d\u2019esp\u00e8ces<\/li><li>Pas de pr\u00eat \u00e9tudiant ni de livret jeune possible<\/li><li>Pas de virement par mobile<\/li><li>Gratuit\u00e9 de la Mastercard sous condition : utilisation de celle-ci une fois par mois minimum<\/li><\/ul>\n\n\n<section class=\"read-also\">\n    <p class=\"read-also__title\">\u00c0 lire aussi<\/p>\n            <div class=\"read-also__list\">\n            <p>Tu peux aussi d\u00e9couvrir notre article sur\u00a0<a href=\"https:\/\/sherpas.com\/blog\/comment-gerer-son-argent\/\">la gestion de ton argent<\/a><\/p>\n\n        <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">Eko, by Cr\u00e9dit Agricole <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Carte Mastercard et ch\u00e9quier \u00e0 seulement 2 euros par mois<\/li><li>Tous les retraits gratuits \u00e0 partir d\u2019un distributeur cr\u00e9dit agricole<\/li><li>Souscription en ligne ou en agence en moins de 10 minutes<\/li><li>Carte Mastercard utilisable en France et \u00e0 l\u2019\u00e9tranger<\/li><li>Pas de d\u00e9p\u00f4t mensuel minimum<\/li><li>Possibilit\u00e9 de voir un conseiller en agence<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv\u00e9nients <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Condition d\u2019ouverture de compte : 20 euros \u00e0 d\u00e9poser sur celui-ci<\/li><li>Limitation pour le paiement de l\u2019essence \u00e0 30\u20ac<\/li><li>Pas de d\u00e9couvert autoris\u00e9<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">La banqu<span data-mce-type=\"bookmark\" id=\"mce_1_start\" data-mce-style=\"overflow:hidden;line-height:0px\" style=\"overflow:hidden;line-height:0px\">e postale<\/span><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Pr\u00eat \u00e9tudiant possible<\/li><li>Solutions pour le financement des projets auto<\/li><li>Ouverture du compte possible pour un jeune \u00e0 partir de 16 ans<\/li><li>Ouverture du compte en ligne ou directement en bureau de poste<\/li><li>Possibilit\u00e9 d\u2019assurance logement, mobile, tablette ou m\u00eame redoublement (liste non exhaustive)<\/li><li>Carte qui permet de payer dans le monde entier<\/li><li>Ouverture de compte gratuite<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv\u00e9nients <\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>D\u00e9lais longs pour les ch\u00e8ques (4 jours en moyenne pour que le ch\u00e8que soit cr\u00e9dit\u00e9)<\/li><li>Pr\u00eats difficiles \u00e0 obtenir<\/li><li>D\u00e9p\u00f4t de ch\u00e8que au guichet donc attente en bureau de poste longue<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Le Cr\u00e9dit Mutuel <\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Avantages<\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Conseiller d\u00e9di\u00e9 pour la gestion des revenus et du compte<\/li><li>Carte bancaire gratuite la premi\u00e8re ann\u00e9e<\/li><li>D\u00e9couvert autoris\u00e9<\/li><li>Livrets jeunes et pr\u00eats \u00e9tudiants<\/li><li>Application mobile et site tr\u00e8s intuitifs<\/li><li>Offres de forfaits mobile moins chers lorsque l\u2019on est client<\/li><\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">Inconv<span data-mce-type=\"bookmark\" id=\"mce_1_start\" data-mce-style=\"overflow:hidden;line-height:0px\" style=\"overflow:hidden;line-height:0px\">\u00e9<span data-mce-type=\"bookmark\" id=\"mce_1_start\" data-mce-style=\"overflow:hidden;line-height:0px\" style=\"overflow:hidden;line-height:0px\"><span data-mce-type=\"bookmark\" id=\"mce_1_start\" data-mce-style=\"overflow:hidden;line-height:0px\" style=\"overflow:hidden;line-height:0px\">n<span data-mce-type=\"bookmark\" id=\"mce_1_start\" data-mce-style=\"overflow:hidden;line-height:0px\" style=\"overflow:hidden;line-height:0px\">ients<\/span><\/span><\/span><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Frais \u00e0 l\u2019\u00e9tranger importants<\/li><li>Carte \u00e0 autorisation syst\u00e9matique et virtuelle (ce qui peut ne pas \u00eatre pratique lorsque l\u2019on n\u2019a pas son t\u00e9l\u00e9phone avec soi)<\/li><\/ul>\n\n\n<section class=\"push \">\n        <div >\n            \n                                                <div class=\"push__container  qcd\" data-target=\"_self\" data-qcd=\"aHR0cHM6Ly9zaGVycGFzLmNvbS9wcm9mZXNzZXVycz9zaWdudXA9dHJ1ZQ==\" data-banner=\"2\" data-name=\"Cours part&amp;#8217; global #2 = CPG2\" style=\"background-color: #F3FBF7\" >\n                                                                        <div class=\"push__teachers\">\n    <div class=\"d-flex justify-content-center d-md-none\">\n        <img class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\" alt=\"Logo Sherpas\">\n    <\/div>\n    <div class=\"swiper\">\n        <div class=\"swiper-wrapper\">\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Cle\u0301mence2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Cl\u00e9mence<\/p>                          <p class=\"push__teachers-school\">HEC Paris<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">21\u20ac\/h\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Thibault2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Thibault<\/p>                          <p class=\"push__teachers-school\">ENS Paris Ulm<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">20\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Sophie2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Sophie<\/p>                          <p class=\"push__teachers-school\">Sciences Po Bordeaux<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">12\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Noemie2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">No\u00e9mie<\/p>                          <p class=\"push__teachers-school\">M2 en droit \u00e0 Assas<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">19\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Fanny2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Fanny<\/p>                          <p class=\"push__teachers-school\">Ponts ParisTech<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">19\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Simon2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Simon<\/p>                          <p class=\"push__teachers-school\">4e ann\u00e9e de m\u00e9decine<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">26\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Nicolas2x.png);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Nicolas<\/p>                          <p class=\"push__teachers-school\">CentraleSup\u00e9lec<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">17\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                                            <div class=\"swiper-slide\">\n                    <div class=\"push__teachers-card\">\n                        <div\n                            class=\"push__teachers-profil\"\n                            \n                            style=\"background-image: url(https:\/\/adymrxvmro.cloudimg.io\/v7\/sherpas.com\/content\/uploads\/2022\/01\/Victor2x.jpg);\"\n                        >\n                    <\/div>\n                         <p class=\"push__teachers-name\">Victor<\/p>                          <p class=\"push__teachers-school\">ESCP<\/p>                                                     <div class=\"push__teachers-note\">\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                                    <svg  class=\"active\" >\n                                        <use\n                                            xlink:href=\"\/content\/themes\/sherpas-theme\/dist\/images\/sprite.svg#star\"\/>\n                                    <\/svg>\n                                                            <\/div>\n                                                 <p class=\"push__teachers-price\">25\u20ac\/h<\/p>                     <\/div>\n                <\/div>\n                    <\/div>\n    <\/div>\n<\/div>\n                                                    <div class=\"push__content\">\n                                                            <div  class=\"d-none d-md-block\" >\n                                    <img class=\"push__logo\" src=\"\/content\/themes\/sherpas-theme\/dist\/images\/logo.svg\"\n                                        alt=\"Logo Sherpas\">\n                                <\/div>\n                                                                                        <div class=\"push__title\"><p>Besoin d&#8217;un prof particulier ? <span role=\"img\" aria-label=\"\u2728\">\u2728<\/span><!-- notionvc: 9b5ed38b-ea2e-4d3c-a3bb-f0091c2eedd2 --><\/p>\n<\/div>\n                                                                                        <div class=\"push__text\"><p>Nos profs sont l\u00e0 pour t&#8217;aider \u00e0 progresser !<\/p>\n<p>&nbsp;<\/p>\n<p><!-- notionvc: 20490bdd-6579-484b-9d99-0ff0bc1aa8e7 --><\/p>\n<\/div>\n                                                        <div class=\"push__promo-button   \">\n                                                                                                    <div\n                                        class=\"btn btn-primary\"\n                                        style=\"color: ; border-color: ; background-color: \"\n\n                                    >\n                                        JE PRENDS UN COURS GRATUIT !\n                                    <\/div>\n                                                            <\/div>\n                                                    <\/div>\n                                    <\/div>\n                                    <\/div>\n    <\/section>\n\n\n\n<h2 class=\"wp-block-heading\">La meilleure banque pour \u00e9tudiant est-elle en ligne ? \u2328\ufe0f<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Les avantages de la banque en ligne <\/h3>\n\n\n\n<p>Le gros avantage dans le fait de passer \u00e0 une banque en ligne, <strong>c\u2019est les prix et les \u00e9conomies de revenus que tu feras.<\/strong> Ces banques proposent en effet fr\u00e9quemment l\u2019ouverture d\u2019un compte courant sans le moindre frais ainsi qu\u2019une carte bancaire gratuite, <strong>tandis que tu auras des frais annuels dans les autres banques <\/strong>chaque ann\u00e9e.<\/p>\n\n\n\n<p>\u26a0\ufe0f <strong>Attention toutefois <\/strong>: certaines banques en ligne proposent ces services, mais <strong>sous une condition ou deux. <\/strong>Par exemple, il peut \u00eatre obligatoire de faire des retraits au moins une fois par mois \u00e0 un distributeur sans quoi tu auras des frais bancaires. <strong>Pense \u00e0 bien te renseigner !<\/strong><\/p>\n\n\n\n<p><strong>Concernant les livrets d\u2019\u00e9pargne, <\/strong>tu seras aussi probablement exon\u00e9r\u00e9 des frais. Le taux de r\u00e9mun\u00e9ration \u00e9galement est souvent jusqu\u2019\u00e0<strong> trois fois sup\u00e9rieur <\/strong>par rapport aux banques plus traditionnelles.<\/p>\n\n\n\n<p>Enfin, si tu rencontres un probl\u00e8me, tu trouveras des conseillers pr\u00e9sents sur des <strong>plages horaires beaucoup plus longues. <\/strong>Ainsi, tu \u00e9vites les files d\u2019attente interminables \u00e0 la banque, mais<strong> les horaires sont aussi plus souples<\/strong> si tu as un emploi du temps bien charg\u00e9.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Les petits moins <\/h3>\n\n\n\n<p>Qui dit banque en ligne dit&#8230; <strong>pas d\u2019agence bancaire. <\/strong>Il faut forc\u00e9ment passer par un conseiller en ligne pour tous probl\u00e8mes rencontr\u00e9s. <strong>Cela peut \u00eatre un peu stressant,<\/strong> car l\u2019on n\u2019a pas la possibilit\u00e9 de se rendre r\u00e9ellement \u00e0 la banque et de trouver un <strong>contact humain.&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>Tu ne pourras par ailleurs pas te rendre directement dans ta banque<\/strong> pour d\u00e9poser des esp\u00e8ces. Il te faudra alors aller \u00e0 la poste pour r\u00e9aliser <strong>un mandat cash <\/strong>et les files d\u2019attente en bureau de poste sont souvent tr\u00e8s tr\u00e8s longues\u2026 Ce service est \u00e9galement <strong>factur\u00e9 par le bureau de poste. <\/strong>Si tu pr\u00e9f\u00e8res utiliser des esp\u00e8ces, la banque en ligne ne te conviendra probablement pas.<\/p>\n\n\n\n<p>\ud83d\udca1 <strong>Pour le d\u00e9p\u00f4t de ch\u00e8que, c\u2019est pareil : <\/strong>pas d\u2019agence physique, c\u2019est la poste qui s\u2019en charge ! Cela peut \u00eatre moins rassurant du fait des vols qui peuvent parfois arriver.&nbsp;<\/p>\n\n\n\n<p><strong>Le traitement des op\u00e9rations<\/strong> comme l\u2019encaissement de ch\u00e8ques ou les virements peuvent aussi, selon les banques, <strong>mettre un peu plus de temps.<\/strong><\/p>\n\n\n\n<p>\ud83d\udc49 Banque en ligne ou non, c\u2019est \u00e0 toi de voir ce qui te convient le mieux et <strong>de choisir en cons\u00e9quences.&nbsp;<\/strong><\/p>\n\n\n\n<div class=\"wp-block-image\"><figure class=\"aligncenter size-large\"><img src=\"https:\/\/media.giphy.com\/media\/vbPzAifIrGycdxnvsO\/giphy.gif\" alt=\"\"\/><figcaption>Bon, bah ya plus qu&#8217;une solution&#8230;<\/figcaption><\/figure><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">Les tips Sherpas pour choisir la meilleure banque pour \u00e9tudiant <\/h2>\n\n\n\n<p>Pour <strong>choisir la meilleure banque pour \u00e9tudiant<\/strong>, il va falloir faire le point sur ta fa\u00e7on de g\u00e9rer tes comptes. Les \u00e9tudiants n\u2019ont bien \u00e9videmment pas les m\u00eames besoins qu\u2019une personne qui a un CDI, qui a fait un pr\u00eat, un cr\u00e9dit, peut se permettre des tarifs plus \u00e9lev\u00e9s ou qui a une famille.<\/p>\n\n\n\n<p>Pour se faire renseigne toi sur :<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><strong>Les tarifs<\/strong> pour les op\u00e9rations les plus courantes (acquisition d\u2019une carte visa, retraits)<\/li><li><strong>Les plafonds de paiement. <\/strong>Certaines banques peuvent imposer des plafonds de paiement ce qui peut \u00eatre un peu handicapant.<\/li><li><strong>La gestion du compte \u00e0 l\u2019\u00e9tranger <\/strong>et les tarifs qui y sont affili\u00e9s.<strong> Si tu veux partir \u00e0 l\u2019\u00e9tranger <\/strong>dans le cadre d\u2019un voyage Erasmus par exemple, c\u2019est un \u00e9l\u00e9ment essentiel \u00e0 prendre en compte.<\/li><li><strong>Banque en ligne ou non <\/strong>(maintenant tu as tout ce qu\u2019il te faut pour choisir ! \ud83d\ude09)<\/li><li><strong>Les services propos\u00e9s<\/strong> (gestion des comptes en ligne, assurance, heures d\u2019ouverture de l\u2019assistance, pr\u00eat, paiements mobile etc). <\/li><li>La pr\u00e9sence ou non d\u2019une <strong>application mobile <\/strong>intuitive.<\/li><li><strong>L\u2019\u00e9thique de la banque.<\/strong> En effet, les banques pr\u00eatent des sommes importantes \u00e0 des projets qui peuvent avoir des impacts, par exemple sociaux ou environnementaux.<\/li><li><strong>La solidit\u00e9 financi\u00e8re de la banque.<\/strong> Si tu te diriges vers une banque pr\u00eate \u00e0 faire faillite\u2026 Mauvais plan \ud83e\udd72<\/li><li><strong>La zone g\u00e9ographique de ta banque. <\/strong>Dans certaines villes sont pr\u00e9sentes plus de banques que d\u2019autres ce qui permet de faire plus facilement des retraits et de recevoir des conseils pour g\u00e9rer tes revenus plus facilement.<strong> Par exemple, <\/strong>le Cr\u00e9dit Mutuel est tr\u00e8s pr\u00e9sent dans la zone g\u00e9ographique du Bas-Rhin.<\/li><\/ul>\n\n\n<section class=\"you-know\">\n                <div class=\"you-know__title\"><p>Pour aller plus loin \ud83d\udca1<\/p>\n<\/div>\n                        <div class=\"you-know__text\">\n            <p>\ud83d\udca1 Si tu recherches une banque \u00e9thique, tu peux te renseigner <a href=\"https:\/\/larevolutiondestortues.fr\/choisir-une-banque-ethique-soutenir-projets-transition-ecologique\/\" target=\"_blank\" rel=\"noopener\">juste ici<\/a>.<\/p>\n<p>&nbsp;<\/p>\n\n        <\/div>\n              <\/section>\n\n\n\n<p>Gr\u00e2ce \u00e0 tous ces conseils, tu es s\u00fbr de <strong>trouver la meilleure banque pour \u00e9tudiant !<\/strong> R\u00e9fl\u00e9chis bien avant sur les diff\u00e9rentes banques avant de t\u2019engager. Il vaut mieux prendre son temps, <strong>peser le pour et le contre et viser les meilleures offres<\/strong> bancaires que de se jeter sur la premi\u00e8re venue ! \ud83d\ude09<\/p>\n\n\n<div class=\"kk-star-ratings kksr-auto kksr-align-center kksr-valign-bottom kksr-disabled\"\n    data-payload='{&quot;align&quot;:&quot;center&quot;,&quot;id&quot;:&quot;214337&quot;,&quot;readonly&quot;:&quot;1&quot;,&quot;slug&quot;:&quot;default&quot;,&quot;valign&quot;:&quot;bottom&quot;,&quot;ignore&quot;:&quot;&quot;,&quot;reference&quot;:&quot;auto&quot;,&quot;class&quot;:&quot;&quot;,&quot;count&quot;:&quot;3&quot;,&quot;legendonly&quot;:&quot;&quot;,&quot;score&quot;:&quot;5&quot;,&quot;starsonly&quot;:&quot;&quot;,&quot;best&quot;:&quot;5&quot;,&quot;gap&quot;:&quot;5&quot;,&quot;greet&quot;:&quot;Tu as aim\u00e9 cet article ?&quot;,&quot;legend&quot;:&quot;5\\\/5 - (3 votes)&quot;,&quot;size&quot;:&quot;24&quot;,&quot;title&quot;:&quot;Quelle banque choisir quand on est \u00e9tudiant ? \ud83d\udcb8&quot;,&quot;width&quot;:&quot;142.5&quot;,&quot;_legend&quot;:&quot;{score}\\\/{best} - ({count} {votes})&quot;,&quot;font_factor&quot;:&quot;1.25&quot;}'>\n            \n<div class=\"kksr-stars\">\n    \n<div class=\"kksr-stars-inactive\">\n            <div class=\"kksr-star\" data-star=\"1\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"2\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"3\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"4\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" data-star=\"5\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n    \n<div class=\"kksr-stars-active\" style=\"width: 142.5px;\">\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n            <div class=\"kksr-star\" style=\"padding-right: 5px\">\n            \n\n<div class=\"kksr-icon\" style=\"width: 24px; height: 24px;\"><\/div>\n        <\/div>\n    <\/div>\n<\/div>\n                \n\n<div class=\"kksr-legend\" style=\"font-size: 19.2px;\">\n            5\/5 - (3 votes)    <\/div>\n    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00c7a y est, tu es \u00e9tudiant ! Commence pour toi la vie universitaire, les soir\u00e9es, l\u2019ind\u00e9pendance\u2026 Mais aussi (&#8230;)<\/p>\n","protected":false},"author":326,"featured_media":214338,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"category":[127,506,122],"tag":[510],"class_list":["post-214337","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budget-etudiant","category-devenir-independant","category-lifestyle","tag-bon-plan"],"acf":[],"_links":{"self":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts\/214337","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/users\/326"}],"replies":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/comments?post=214337"}],"version-history":[{"count":0,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/posts\/214337\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/media\/214338"}],"wp:attachment":[{"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/media?parent=214337"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/category?post=214337"},{"taxonomy":"tag","embeddable":true,"href":"https:\/\/sherpas.com\/blog\/wp-json\/wp\/v2\/tag?post=214337"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}